Make the most of your retirement


Are you approaching your chosen retirement age? And wondering what you can do to make the most of your pension pot, enjoy a regular pension income, efficiently utilise existing assets, and potentially access a significant lump sum?

If so, the Pensions Advice Service introduced by free2, could help you make those vital decisions so you make a confident start to retirement.


Book a free consultation

Key features


Helping you to plan financially

Create your financial blueprint for retirement with a personalised cashflow plan.


Free initial consultation

You only pay for a financial plan after the initial free discussion.

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Independent advice

free2 has chosen partners The AIR Group. Their membership network gives you access to experts in later life financial planning. Once you have been put in touch, your financial adviser will consider your options with access to all products in the market.


Proven specialists

All our partners are trained to the highest levels, we only choose advisers who specialise in pensions and later life financial planning.


Reasons to consider our service


On retirement, what form of pension best suits your needs? Is it best to receive an annuity? i.e., a guaranteed income for life? Or, would a flexible drawdown pension give you access to cash and provide the lifestyle you’re after? If you have a final salary pension, do you take tax-free cash or keep the maximum guaranteed pension?

If you have other forms of potential income, such as rental properties or from other assets, will these be enough to provide you with the retirement lifestyle you desire? What about calling on hard-earned savings? When do you spend your rainy-day fund? What about downsizing? Equity Release? Repaying an interest-only mortgage in retirement?

By talking to one of our Pensions Advice Experts, you’ll get a free initial consultation to explore all the options. Then if you agree, they can draw a bespoke plan based on your circumstances and future needs.



Speak to a pensions advice expert and gain a professional perspective

Book a free consultation